Bank of India Recruitment 2026 514 Credit Officers Posts
BankingThe information provided is for reference purposes only, please read the official notification before applying
Quick Summary
| Information | Detail |
| Organization | Bank of India |
| Job Category | central |
| Employment Type | permanent |
| Total Vacancies | 3 |
| Apply Mode | online |
| Last Date to apply | 04-Jan-2026 |
| Exam Date | 31-Jan-2026 |
- Bank of India has released the recruitment notification No: 2025-26/01 to fill the 514 Credit Officers Posts.
- Before submitting an application, candidates must carefully read the Bank of India Credit Officers 2026 notification and verify their eligibility.
Quick Summary
| Organization Name | Bank of India |
| Employment Type | Regular Basis |
| Total No of Vacancies | 514 |
| Place of Posting | All Over India |
| Starting Date | 20.12.2025 |
| Last Date | 05.01.2026 |
| Apply Mode | Online |
| Exam Date | To be notified |
Vacancy details
- Bank of India has invited eligible graduates for the recruitment of 514 Credit Officer vacancies for various scales. Check category-wise vacancy from here.
| Posts & Scales | Total | UR | SC | ST | OBC | EWS |
| Credit Officer – GBO (SMGS-IV) | 36 | 17 | 5 | 2 | 9 | 3 |
| Credit Officer – GBO (MMGS-III) | 60 | 25 | 9 | 4 | 16 | 6 |
| Credit Officer – GBO (MMGS-II) | 418 | 172 | 62 | 31 | 112 | 41 |
| Total | 514 | 214 | 76 | 37 | 137 | 50 |
Eligibility Criteria
- Educational Qualification for Bank of India: (As on 01.11.2025)
| Post Name | Educational Qualifications |
| Credit Officer – GBO Stream (Scale MMGS-II) | A Degree (Graduation) in any discipline from an accredited University/ Institute with 60% marks or equivalent grade (55% for SC/ ST/ OBC/ PWBD) accredited by the Govt. of India or any equivalent credentials that the Central Government has recognized as such. Other Preferred Qualification/ Certification: Chartered Accountant/ Chartered Financial Analyst / CMA – ICWA from accredited institute. OR MBA/ PGDBM in Banking/ Finance or Two Years full time Post Graduation Degree in Banking/ Finance/ any credit related field from accredited university/ Institution / Board. Work Experience: Minimum 3 years’ post qualification experience as an officer out of which 2 years’ experience should be in processing of MSME Credit/ Commercial Credit / Project Finance / Mid & Large Credit in Scheduled Public Sector Banks/ Scheduled Private Sector Banks/ Associate or Subsidiary of Scheduled Commercial Banks/ Public sector or Listed Financial Institution/ Foreign Banks |
| Credit Officer – GBO Stream (Scale MMGS-III) | A Degree (Graduation) in any discipline from a University/ Institute with 60% marks or equivalent grade (55% for SC/ ST/ OBC/ PWBD) accredited by the Govt. of India or any equivalent credentials that the Central Government has recognized as such.t. Other Preferred Qualification/ Certification: Chartered Accountant/ Chartered Financial Analyst / CMA – ICWA from accredited institute. OR MBA/ PGDBM in Banking/ Finance or Two Years full time Post Graduation Degree in Banking/ Finance/ any credit related field from accredited university/ Institution / Board. Work Experience: Minimum 5 years’ post qualification experience as an officer out of which 3 years’ experience should be in processing of MSME Credit/ Commercial Credit / Project Finance / Mid & large Credit in Scheduled Public Sector Banks/ Scheduled Private Sector Banks/ Associate or Subsidiary of Scheduled Commercial Banks/ in a Public sector or Listed Financial Institution/ Foreign Banks |
| Credit Officer – GBO Stream (Scale SMG-IV) | A Degree (Graduation) in any discipline from a University/ Institute with 60% marks or equivalent grade (55% for SC/ ST/ OBC/ PWBD) accredited by the Govt. Of India or any equivalent qualification accredited as such by the Central Government AND MBA/ PGDBM from accredited University / Institution / Board OR Two Years full time Master’s degree in any field from accredited University / Institution / Board OR Chartered Accountant/ Chartered Financial Analyst /CMA – ICWA from accredited institute. Other Preferred Qualification/ Certification: Certificate Course offered by IIBF in International Trade Finance/ Credit Professional/ MSME. Work Experience: Minimum 8 years’ post qualification experience as an officer out of which 5 years’ experience should be in processing of MSME/ Commercial Credit / Project Finance / Mid & large Credit in Scheduled Public Sector Banks/ Scheduled Private Sector Banks/ Associate or Subsidiary of Scheduled Commercial Banks/ in a Public sector or Listed Financial Institution/ Foreign Banks |
Age Limit (As on 01.11.2025)
- Credit Officer – GBO Stream (Scale MMGS-II) – 25 to 35 Years
- Credit Officer – GBO Stream (Scale MMGS-III) – 28 to 38 Years
- Credit Officer – GBO Stream (Scale SMG-IV) – 30 to 40 Years
Relaxation of Upper age limit:
- For SC/ ST Applicants: +5 years
- For OBC Applicants: +3 years
- For PwBD (Gen/ EWS) Applicants: +10 years
- For PwBD (SC/ ST) Applicants: +15 years
- For PwBD (OBC) Applicants: +13 years
- For Ex-Servicemen Applicants: As per Govt. Policy
Pay Scale
- Credit Officer – GBO Stream (Scale MMGS-II) – Rs.64820 – 93960/-
- Credit Officer – GBO Stream (Scale MMGS-III) – Rs.85920 – 105280/-
- Credit Officer – GBO Stream (Scale SMG-IV) – Rs.102300 – 120940/-
Selection Process
- Short Listing
- Online Exam & Interview
Exam Pattern
- The test will be bilingual (English & Hindi) except English Language.
- The English Language is qualifying in nature; its marks will not be added while preparing the merit list, but candidates must obtain the minimum qualifying marks.
- The minimum qualifying marks in all tests are 35 for General/EWS and 5 marks less for SC/ST/OBC/PwBD candidates.
- There is a penalty of one-fourth of the marks allotted to a question for each wrong answer; no penalty for unanswered questions.
| Sections | No. of Questions | Marks | Duration |
| English Language | 25 | 25 | 120 minutes |
| Reasoning Ability | 25 | 25 | |
| Quantitative Aptitude | 25 | 25 | |
| Professional Knowledge | 75 | 75 | |
| Total | 150 | 150 |
Application Fee
- Candidates who want to apply for BOI Credit Officer vacancies have to submit their application forms along with the required application fee, which is different for General and other categories candidates.
| Category | Application Fee |
| General & Others | Rs. 850/- (application fee + intimation charges) |
| SC/ ST/ PWD | Rs. 175/- (intimation charges only) |
Crucial Dates
- Starting Date for Submission of Application: 20.12.2025
- Last date for Submission of Application: 05.01.2026
Advertisement & Apply Link
| Official Career Page of Bank of India | Website Link |
| Advertisement for Bank of India | Notification PDF |
| Eligibility Constitution for Bank of India | Notification PDF |
| Online Application Form for Bank of India | Apply Link |
How to Submit an Application
- Interested and qualified to apply, candidates must go to the Bank of India website (https://bankofindia.bank.in/) and complete the online form.
- Online registration will open on 20.12.2025 and end on 05.01.2026.
- Pay the fee online as instructed. The payment can be made by using only Master/ Visa/ RuPay Credit cards, Debit cards, Internet Banking, Cash Cards/Mobile Wallets, QR or UPI.
- After reviewing your details, submit the Bank of India Credit Officer Application Form 2025.
- Print your application form and payment receipt for reference.